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Pre-contractual duty of disclosure

You must provide true, accurate, and complete information. Incorrect or withheld details may lead to policy cancellation, declined claims, or difficulty getting insurance in the future.

Impact of Misrepresentation Section. Please read this section carefully.

The Impact of Misrepresentation by you, is as follows:

(a) Innocent Misrepresentation:
Where you have answered all questions in your application form honestly and with reasonable care but where you made an innocent misrepresentation (that is, one that is neither negligent nor fraudulent) we will pay any covered claim event subject to the terms and conditions of your policy.

(b) Negligent Misrepresentation: If you make a negligent misrepresentation or fail to take reasonable care in completing your application form your cover may not fully operate and in the event of a claim, we will exercise one of the following remedies:
- (a) If knowing the full details, we would not have entered into the insurance contract, we may avoid the contract, refuse all claims and return any premiums paid by you.
- (b) If we would have entered into the insurance contract, but on different terms (excluding terms relating to the premium), the contract may be treated as if it had been entered into on those terms.
- (c) If we would have entered into the insurance contract but have charged a higher premium, we may reduce proportionately the amount to be paid on your claim.
- (d) Where there is no outstanding claim under the insurance contract, we may either:
  (i) give notice to you that in the event of a claim we will exercise the remedies in paragraphs (a) to (c), or
  (ii) terminate the contract by giving reasonable notice to you.

(c) Fraudulent Misrepresentation: If you make a fraudulent misrepresentation or where any conduct by you involves fraud of any kind, we shall be entitled to avoid the contract of insurance and refuse any claims.

1. Your Details
Edit

Title

* What is your title

First Name

* What is your First Name * Text Only

Surname

* What is your Last Name * Text Only

Email Address

* Please enter your e-mail address * Please enter a valid e-mail address

Contact Number

* Please provide a contact number

* Invalid Telephone number

2. Travel Details
Edit

Type of insurance

* What type of Insurance would you like.

Where are you traveling to?

* Select a destination.

When should your cover start?

* Cover start day required

* Cover start month required

* Cover start year required

What is your return date?

* Cover end day required

* Cover end month required

* Cover end year required

Who is travelling?

* Who is travelling

3. Travellers Details
Edit

Number of adults (18+ years): *

Your date of birth

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 2*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 3*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 4*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 5*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 6*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 7*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Date of birth of adult 8*

* Date of birth is required Please enter a valid date:
The date range is 04/10/1946 and 03/10/2008

Number of children (under 18 years): *

4. Policy Options
Edit

Remove Baggage and Money Cover for a Discount?

Yes
No

* Required

Remove Cancellation Cover for a Discount (Available only on Single Cover)?

Yes
No

* Required

Include Natural Catastrophe Cover (covers all persons named)?

Yes
No

* Required

Include Winter Sports?

Yes
No

* Required

Include Wedding Insurance Cover (covers all named adults)?

Yes
No

* Required

Include Business Travel Cover (covers all named adults)?

Yes
No

* Required

Include Golf Cover (covers all named adults)?

Yes
No

* Required

Include Excess Waiver?

Yes
No

* Required

Do you have private Medical Insurance? (You may qualify for discount)

Yes
No

* Required

5. Car Hire
Edit

Will you be hiring a car when travelling?

Yes
No

* Required

6. Addtional Information
Edit

Promo Code

If you have a promo code please enter it here

Voucher Code not Valid! Please try again or leave blank.

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Terms and Conditions

Please READ and ACCEPT our Remuneration Summary, Terms of Business, Consumer Distance Sales Notice (CDSN) and Privacy Policy. You can view these documents, along with all other important policy information, in our Document Hub by clicking HERE.

By continuing with this quote, you agree to the above. You are also consenting for us to use the personal data provided for this quote in line with our Data Privacy Policy.

I agree

* Please confirm that you have read and accepted the above

Duty Of Disclosure

Important - Your Duty to Disclose All Material Facts: Please note that failure to disclose all material facts could invalidate your Travel Cover insurance policy and AIG Europe S.A. may refuse to pay any claim under the policy. Additionally you may have difficulty obtaining travel insurance from another Insurer. Material facts are those facts that AIG Europe S.A. would regard as likely to influence the acceptance and assessment of your travel insurance risk and include details of any previous loss or damage history at your travel and any previous travel claims reported to or paid to you by another Insurer.

If you are in any doubt whether certain facts are material you must disclose them.

MCL Insurance Services (Ireland) Limited trading as its4women.ie is regulated by the Central Bank of Ireland.